Refund Policy

I authorize Empire Life to charge the Initial Premium Payment to the credit card account indicated. I confirm that I am the proposed owner of the policy and the credit card being used for payment is owned by me. I understand that making this payment does not mean that a policy will be issued. A policy will only be issued if I sign this application, Empire Life receives this application electronically, my payment is honoured and I am approved for insurance (other than temporary insurance).

Note: the cardholder must be the proposed owner of the policy.

Please note: subsequent premium payments must be made via pre-authorized debit from your bank account. Your banking details will be collected at signature.

Our refund policy:
Should you decide to cancel your policy, a full refund of the initial premium payment will be credited to you if we receive your written cancellation notice within 10 calendar days of you receiving your policy.

Visa logo MasterCard logo American Express logo