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Fast and Full Refund Policy

I authorize Empire Life to charge the Initial Premium Payment to the credit card or Interac card account indicated. I confirm that I am the proposed owner of the policy and the credit card or Interac card being used for payment is owned by me. I understand that making this payment does not mean that a policy will be issued. A policy will only be issued if I sign this application, Empire Life receives this application electronically, my payment is honoured and I am approved for insurance (other than temporary insurance.

Note: the Cardholder must be the proposed owner of the policy.

Please note: subsequent premium payments must be made via pre-authorized debit from your bank account. Your banking details will be collected at signature.

Our refund policy:
Should you decide to cancel your policy, a full refund of the initial premium payment will be credited to you if we receive your written cancellation notice within 10 calendar days of you receiving your policy.

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