What if the application is declined?
If the application is not approved, we will refund the initial premium payment.
What if the owner cancels the policy after it takes effect?
Should the owner decide to cancel the policy, a full refund of the initial premium payment will be made if we receive the written cancellation notice within 10 calendar days of the policy being delivered. If the policy is canceled at any time after that 10-day period, we will not refund the premiums paid.